What do you do if your car is totaled in a accident? This is a question that many drivers face every year, and the answer can vary depending on the state you reside in. In general, though, most full coverage car insurance policies will cover damage done to your engine, whether it’s from being blown off the road or from being hit by another vehicle.
What is full coverage car insurance?
Full coverage car insurance is a type of insurance that provides coverage for repairs or replacements to your vehicle should it be damaged in an accident. This type of insurance usually covers damages to the vehicle itself, as well as any injuries or losses you may suffer in an accident.
Some important things to consider when purchasing full coverage car insurance:
-Your policy will likely have a deductible, which is the initial amount you must pay out of pocket before the insurance company begins to cover costs. This is often set at around $500.
-Your policy may also have a limit on how much money it will pay out for damages, including to your vehicle. This limit is typically around $50,000.
-Your policy may also have a limit on how many accident claims you can make in one year. This limit is typically two per year.
What does full coverage car insurance cover?
If your car is damaged as a result of a covered accident, full coverage car insurance will usually cover the cost of repairing or replacing the vehicle. This includes everything from fixing dents and scratches to replacing a blown engine. In some cases, you may be able to claim the cost of the repairs as a BC Benefit.
Is full coverage car insurance required in every state?
Yes, full coverage car insurance is required in every state. In most states, this type of insurance covers both the cost of repairs to the vehicle and any associated liability. If you’re not sure whether or not full coverage car insurance is required in your state, you can contact your state’s department of motor vehicles for more information.
Conclusion
Full coverage car insurance does cover blown engine, but it depends on the specific policy you have. Many policies only cover engines that are completely destroyed, while others will cover a damaged engine if it is repaired within a certain timeframe. If you’re not sure whether your policy covers blown engines, ask your agent or refer to the policy document.