Driving is a great way to get around, but it can also be dangerous. That’s why it’s important to know the laws in your state related to car insurance and dui accidents. In this article, we’ll explore what car insurance will cover you if you’re involved in a dui accident.
What is a Dui?
A Dui is a criminal offense in most states that results in a fine and/or jail time. It is defined as operating a vehicle while under the influence of alcohol or drugs.
In order for your car insurance to cover you if you are involved in a DUI accident, you will need to have proof that you were driving under the influence. This could include a breathalyzer test result, police report, or other evidence.
If you are found guilty of DUI, your car insurance may not cover any damage that you cause during the incident. Make sure to speak with your policy representative to find out what specifically is not covered and how much it would cost to repair.
What are the Penalties for a Dui?
Dui is a criminal offence in the state of Florida. If you are caught driving with a blood alcohol level over .08, you could face criminal penalties, including fines and jail time. In addition, your car insurance policy may not cover any damages or losses you incur as a result of a DUI.
If you are convicted of a DUI, your car insurance company may deny coverage for any accidents or claims that resulted from your intoxication. This includes damage to your vehicle, injuries to other drivers, and even loss of property.
If you are involved in an accident as a result of a DUI, it is important to speak with an attorney about your legal rights and options. An attorney can help you understand the law and navigate the complex system that deals with DUI cases.
Who is exempt from having to carry car insurance?
If you are a licensed driver in your state, you are not required to have car insurance. However, if you are under the legal driving age or have a first offense DUI, your car insurance may not cover your liability in an accident. Some states also exempt motorcycle drivers from liability laws.
How much will my car insurance increase after a DUI?
If you have a DUI, your car insurance rates will likely increase significantly. Depending on your driving record and other factors, your rates could go up by anywhere from 10% to 100%. In some cases, the rates may stay high even if you never get another traffic ticket or violation.
Conclusion
If you have been arrested for driving under the influence (DUI), your car insurance company might not cover your accident. This is because DUI is considered a criminal act, and car insurance companies generally do not cover damages or injuries that are caused as a direct result of criminal behavior. If you were found guilty of DUI, your auto policy might still provide coverage if you are able to prove that the damage or injury was caused by an external factor – like road conditions or another driver’s negligence.