Vehicle owners have a number of options when it comes to insuring their car, and one of those options is vehicle insurance. Vehicle insurance covers a car owner in the event that the vehicle is damaged or stolen, and it can also cover any liabilities the driver may have arising from an accident. In this article, we’ll take a look at what car insurance covers, and whether blown engines are covered under that coverage.
What is a blown engine?
If your car’s engine blows, you may be wondering what that means for your insurance coverage. In short, a blown engine means that the piston(s) has either blown out of the cylinder head or that the valves have failed. While this isn’t always an indication of a major mechanical issue, it is certainly something to take note of – especially if you’re using your car for business purposes.
Generally speaking, car insurance policies will cover a blown engine in the event that the damage is due to an accident. However, there are a few exceptions to this rule. For example, if you purposefully tamper with your engine in order to get it to blow – such as by cutting off the oil pressure sensor – then you may not be covered by your policy.
Ultimately, it is important to speak with your insurance company in order to determine whether or not you are covered for any engine-related damages. And, if you do suffer a blowout during an accident, be sure to contact your insurer as soon as possible in order to begin the claims process.
When does an engine blow?
When an engine blows, it can result from a number of different things. In most cases, the cause is something that destroyed the engine from the inside-out. This could be due to a defect in the engine itself, or something that damaged the oil system. If you car has a blown engine, your insurance company may not cover the cost of a new one.
What are the consequences of a blown engine?
If you’re driving a car and it blows an engine, the consequences can be expensive. A blown engine can mean that you’ll need to replace the entire engine, and often, the cost of this repair will add up. In some cases, the cost of repairing a blown engine may even exceed the cost of purchasing a new car. If your car has less than 80,000 miles on it, your insurance company may not cover the cost of replacing an engine due to a blown component.
How much will car insurance cover for a blown engine?
A blown engine can be a costly repair, and car insurance may not fully cover the costs. In most cases, your policy will only cover damage to the vehicle that was caused by the blow. This means that if the engine was ruined by something else before the blow, your insurer may not cover the cost. It’s important to read your policy carefully to determine what is and isn’t covered.
Conclusion
If you’ve had a car engine replaced due to a blown engine, the insurance company might not cover the cost. In most cases, this is because the insurance policy is limited to covering mechanical failures. If your engine was blown as a result of something other than a mechanical failure (such as theft or vandalism), then you may be able to get coverage from your car insurance company. It’s always worth checking with your insurer before making any major life changes, just in case something unexpected pops up that requires financial compensation.