Renting a car can be a fun and exciting experience, but it can also be a bit of a hassle. If you’re not sure whether or not your rental company will cover damages to your car, read on for answers to some common questions.
What is Geico?
Geico is a car insurance provider founded in 1963. Geico offers automobile insurance, motorcycle insurance, and homeowners insurance. Geico also provides discounts for bundling its services together. Geico is among the most popular car insurance providers in the United States. Geico is not associated with any one brand or type of car.
Geico covers rental cars as long as you have the rental agreement and valid driver’s license from the rental company in your possession when you file a claim. You must contact the rental company to get a copy of the agreement and driver’s license before filing a claim.
In order to make a claim, you must provide your name, policy number, car make, model, and VIN (vehicle identification number) to the company that rented you the vehicle. Claims can also be made online or by phone.
If you’re involved in an accident while renting a car, make sure to get all of the information on who was driving the other vehicle and whether anyone was injured. If someone was injured in the accident, they may be able to file a claim on your behalf if you have proof of coverage.
What does Geico cover?
Geico offers rental car coverage for people who rent cars from participating rental car companies. Coverage includes damage to your rental car, theft, and loss of your rental car.
To be eligible for coverage, you must have a Geico policy. The coverage is automatically added to your policy when you rent a car from a participating rental company.
Here are some of the participating rental companies: Alamo, Avis, Budget, Dollar Rent-A-Car, Enterprise Rent-A-Car, Hertz, National, and Thrifty.
If you have any questions about coverage or need assistance adding it to your policy, please call Geico at 1-800-GEOICO (1-800-463-6426).
How to use Geico to cover your rental car
If you’re like most people, you probably don’t think about rental car insurance until you need it. But whether you rent from an airport, a company like Avis or Budget, or a private party, chances are good that your policy will include rental car coverage. Here’s how to use Geico to cover your rental car if something bad happens.
First, make sure that the rental company you’re using offers coverage. Some, like Enterprise, only offer coverage on their own vehicles while others, like Alamo and National, offer coverage on both their own and other rental companies’ vehicles. If the rental company doesn’t offer rental car insurance, Geico will.
Once you know which policy covers rental cars, call Geico and ask for the claim form. It’ll have all the information you need to file a claim if something goes wrong while you’re driving your rented car.
There are a few things to keep in mind when filing a claim with Geico: Make sure to have your driver’s license, registration, and proof of insurance (like your policy) handy when you call. And be prepared to answer some basic questions about what happened.
Conclusion
If you are a renter, it’s always a good idea to check with your rental car company to see if they offer any coverage for accidents that occur while renting their vehicles. Many companies have policies in place that will help cover expenses like damage to the rental car, medical bills, and even lost wages. Make sure you know what is included in your policy before signing up, and be sure to ask about any additional coverage that might be available.