If your car has a blown engine, don’t worry – there are a few things that you can do to try and get the insurance company to total your vehicle. This is especially true if the engine was replaced within the last few years. Here are a few tips that should help you out:
1. Make sure that the vehicle has been in an accident. This will increase your chances of being declared a total loss by the insurance company.
2. Get a copy of your car’s repair records. Include any receipts you have for any engine or transmission repairs made in the past.
3. Bring along any documentation that proves that the vehicle has been kept up to date with all required safety equipment, such as brakes and tires.
What is an Engine Blow?
An engine blow is a failure of the engine block, cylinder head or piston due to excessive heat. The failure can cause the engine to lose power or even catch on fire.
How Does Insurance Work When It Comes to an Engine Blow?
If your car has an engine blow, your insurance company will likely want to see the damage to the engine. A blown engine will almost always cause major damage, which is why your policy may cover the cost of a new engine. However, there are some exceptions. For example, if the engine blow was caused by an accident, your insurance company may not require a replacement engine.
What To Do If Your Insurance Company Says Your Car Needs A New Engine?
If your car has a blown engine, it’s important to know what to do. Your insurance company may say that your car needs a new engine, and this could be costly. Here are some tips on how to deal with this situation:
1. Contact your insurance company. If you’re not sure whether your car needs a new engine, contact your insurance company. They may be able to help you determine whether or not this is the case.
2. Get a copy of the inspection report. If your car has a blown engine, make sure to get a copy of the inspection report. This document will tell you exactly what was wrong with your car and why the engine needed to be replaced.
3. Bring your car in for repair. If you decide that your car does need a new engine, bring it in for repair. This will help ensure that you’re getting the most affordable option for repairs.
4. Negotiate with your insurance company. If negotiations don’t work out and you still think your car needs a new engine, consider negotiating with your insurance company yourself. This can often lead to cheaper repairs than if you take the matter into court.
Conclusion
If you have damage to your engine due to an accident, the insurance company may total your car. This means that the car is no longer operable and cannot be driven. The insurance company will usually pay for the cost of fixing the engine, or they may give you a new car as compensation. Make sure you know your policy before an accident happens so that you can deal with any potential issues head-on.