If you’ve ever had to replace a blown engine in your car, you know just how expensive and time-consuming the process can be. In this article, we’ll take a look at what car insurance covers when it comes to replacing an engine, and how to find the best policy for you.
What is a blown engine?
A blown engine is when the engine’s cylinders have exploded and lost all of their oil. This can cause serious damage to the engine, and in some cases, the car may not be able to be driven.
If you’re unlucky enough to have a blown engine, make sure to get it fixed as soon as possible. Your car insurance may not cover the cost of this repair, but you may be able to find a coverage exception or add-on that will.
How do I know if my car insurance will cover a blown engine?
If you are like most drivers, your car insurance policy probably does not cover engine damage. This is because most car insurance policies are designed to protect you from physical accidents, not from financial losses caused by accidents. In order to find out if your car insurance will cover engine damage, you will need to contact your insurance company and ask them specifically about coverage for blown engines. If your car insurance company does not cover engine damage, then you may be able to get coverage through a specialty policy or by purchasing additional insurance.
What should I do if my engine blows?
If your engine blows, you’ll likely be scared and confused. Here are some things you can do to help make the process smoother:
1. Call your car insurance company and ask them what you should do. They will likely have a list of steps you should take in order to get your vehicle fixed.
2. Get a map of the area and locate a nearby mechanic. Find out how much it will cost to fix your engine, and book an appointment with the mechanic.
3. Don’t try to fix the engine yourself – it could be dangerous and you might not be able to do it correctly.
4. If possible, find someone who can tow your car to a mechanic. This will save you time and hassle.
Conclusion
If your car is damaged as a result of a blown engine, your car insurance company may cover the cost. However, there are certain factors that will affect whether or not they will do so. The type of engine in your car and the age of the engine are just two examples. In addition, the damage must be caused by an external force, such as fire or vandalism. If you think that your car was damaged as a result of something other than an engine failure, consult with your car insurance company to see if they will cover the costs.