If you’re like most drivers, your car is your life. You wouldn’t dream of living without it, and you definitely wouldn’t want to be stranded without it – especially if you have a major expense like a car insurance premium. But what if something happened to your car that caused the engine to blow?
What is the Difference Between a Engine Fault and a Total Loss?
A engine fault is a problem with the engine that does not require replacement. Most engine faults can be fixed by a mechanic and will not result in a total loss. A total loss, on the other hand, is when the engine cannot be repaired and must be replaced.
Which Insurance Company Will Pay For My Car After It Blows an Engine?
If your car blows an engine, many insurance companies will pay for the repair or replacement. However, not all of them will cover the entire cost. Before you choose an insurance company, it’s important to know which policy covers blown engines.
How Much Does It Cost to Repair My Car After It Blows a Engine?
If you’re unlucky enough to have your car blow a engine, it’s important to know just how much it will cost to repair. In most cases, there will be a substantial price tag associated with repairing the engine. Depending on the make and model of your car, the cost of repairs may vary significantly. Here are some estimates for common engine replacement costs:
Ford: $4,650-$7,150
Chevy: $5,500-$8,500
Toyota: $4,000-$6,000
Nissan: $4,500-$6,500
Mazda: $3,500-$5,000
Volkswagen: $5,000-$8,000
Don’t forget to factor in any additional fees that may come up (such as labor or parts). As you can see, there is a lot of money that can go into repairing an engine blown out in traffic. Before making any decisions about whether or not to replace your engine, be sure to consult with a reliable mechanic.
What If I Can’t Find the Car’s VIN Number?
If you can’t find the car’s VIN number, you’ll need to contact your insurance company. They’ll be able to provide you with a replacement value for the car.
Conclusion
If you have insurance, be sure to ask your representative about the policy’s coverage for engine damage. Many policies exclude “acts of God,” such as a blown engine, meaning that your car will likely be totaled and you will not be responsible for any damages. However, some policies do include engine damage as an eligible claim. If this is the case with your policy, make sure to document the incident and contact your insurance company immediately to discuss what steps need to be taken in order to file a claim.